You may be eligible for up to thousands in down payment assistance
Enter your ZIP code and answer a few questions to see what types of assistance programs may apply to qualified borrowers like you. Availability, funding and eligibility vary and are confirmed with a mortgage loan originator. Your area.
No credit check · No obligation · Takes about 90 seconds
Where are you looking to buy?
Assistance programs are local — your ZIP tells us what's available.
What's your annual household income?
Many programs are income-based — and lower income often means more help.
How many people are in your household?
Income limits are higher for larger households.
Have you owned a home in the last 3 years?
Many "first-time" programs count you if you haven't owned in 3 years.
How's your credit looking?
A best guess is fine — many programs work with fair credit.
Have you served in the military?
Where should we send your results?
We'll show your results on the next screen and email you a copy to keep.
Based on your answers, these are the categories of down payment assistance that may apply to qualified borrowers.
This tool does not check live program availability. Programs, funding, and eligibility requirements vary by location and change over time, so we don't estimate a dollar figure or confirm availability here. A mortgage loan originator can confirm what is currently available to you and how much help it may provide.
Programs that may be available
This list is educational and is not a determination of eligibility. A mortgage loan originator can confirm which programs are currently available and whether you qualify in {{ res.stateLabel }}.
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Not an offer to lend. Subject to credit approval and additional terms apply. {{ footerCompany }}
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Down payment assistance programs are offered by third parties and are subject to eligibility, income limits, funding availability, and program terms that change without notice. The program types shown are generic, illustrative categories generated from the general answers you provided; they are not drawn from a program database and do not confirm that any specific program is currently offered, funded, or available in your area. No amount of assistance is estimated or promised. This is not a commitment to lend and is not a guarantee of eligibility or of available funds. Current program availability and eligibility must be confirmed by a licensed mortgage loan originator. Not all applicants will qualify.
DAS Acquisition Company, LLC is not affiliated with or endorsed by any government entity or agency, including USDA, HUD or VA. USA Mortgage is not licensed to give credit advice; please reach out to a credit counselor.