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2-minute quiz

Think you can't afford a home?

Most people guess wrong. Answer 8 quick questions and we'll show you where you really stand.

1 How much home you could realistically afford
2 Programs you may qualify for
3 Your estimated monthly payment
4 How much cash you might actually need
Take the 2-minute quiz

No credit check · No obligation · Takes about 2 minutes
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What's your annual household income?

Include everyone who'll be on the loan.

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$ 30k$ 250k+

How much have you saved for a home?

Down payment plus closing costs — a rough number is fine.

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$ 0$ 150k+

What are your monthly debt payments?

Car loans, student loans, and credit card minimums.

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$ 0/mo$ 3,000+/mo

How's your credit looking?

Your best guess is fine — we'll confirm later.

Where are you looking to buy?

We'll factor in local property tax estimates.

Is this your first home?

Which path fits you best?

This helps us match the right loan programs.

When are you hoping to buy?
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Your results are ready

Where should we send your report?

We'll show your numbers on the next screen and email you a copy to keep.

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See my results

We’ll only call if you ask us to — otherwise we’ll reach out by email or text. This is not a loan application or a credit decision. Estimates only.
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You could afford a home around

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Based on your answers, using an illustrative {{ res.rateLabel }} rate. Your actual numbers depend on final credit, income, and program.

You're closer than these numbers show.

A few adjustments to savings or debts can change your buying power fast. A quick conversation with a mortgage loan originator is the best next step — there may be programs built for exactly where you are.
Est. monthly payment
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Principal, interest, taxes & insurance
Cash you'd likely need
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Down payment + est. closing costs
Estimated loan amount
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30-year fixed, illustrative
Down payment
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Programs you may qualify for

Matched to your answers — a mortgage loan originator can confirm eligibility.

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Ready to make it real?

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Talk to a mortgage loan originator

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Equal Housing Opportunity

Not an offer to lend. Subject to credit approval and additional terms apply. {{ footerCompany }}

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Sample payments use a static, illustrative interest rate assumed from the credit range you select. It is for educational purposes only, is not pulled from a live pricing or rate feed, is not a quoted, offered, or locked rate, and is not indicative of current market interest rates. No specific credit terms are being offered. Taxes, insurance, and mortgage insurance shown are estimates and may not reflect all costs. Payments are estimates. Actual payments may be greater. Interest rates and products are subject to change without notice and may or may not be available at the time of commitment or lock-in.

DAS Acquisition Company, LLC is not affiliated with or endorsed by any government entity or agency, including USDA, HUD or VA. USA Mortgage is not licensed to give credit advice; please reach out to a credit counselor.